Local Insurance Expertise with Real Savings
Posted on January 20, 2026 

  

The Simmons Agency recently helped a homeowner in DR Horton’s Summer Salt community in Orange Beach, Alabama secure $587,500 in dwelling coverage for just $1,853 per year. This real-world example shows that quality coastal insurance …

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How Smart Policy Restructuring Can Lower Premiums and Increase Coverage for Gulf Coast Homeowners
Posted on January 20, 2026

  

Many homeowners along the Gulf Coast of Mississippi and Alabama assume that increasing insurance coverage automatically means higher premiums. At The Simmons Agency, we regularly prove that with the right strategy, homeowners can secu…

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